Home Loan Interest Rates in Hyderabad

Having an elegant home is every person’s dream, as it is one of the most important assets which can be possessed. Maximum number of property buyers go for a home loan to buy a property in India. Perhaps, the escalating property prices are one of the major hindrances while buying a home. Not just the property rates hit the customer, but also the higher interest rates. Apart from these interruptions, the property buyers also have to experience various complications while finding out for the best home loan rates. Major banks like the ICICI, SBI, IDBI, Syndicate, HDFC and others provide different packages of home loan interest rates. These rates as on 1 june 2013.

Bank Name	Floating Interest rate	Processing Fee	Prepayment Charges
State Bank Of India	9.95%	Up to 25 lacs : 0.125% of loan amount minimum Rs.1000/- 25-75 lacs : Rs.3,250/- 75 & above : 5,000/-	Nil
ICICI Bank	Scheme I :10.25% (Fixed 1 yr) Scheme II : 10.25% (Fixed 2yrs) Scheme III : 10.50% (Fixed 3yrs) then 10.25%	0.50% of loan amount upto 1 crore	N.A
HDFC Ltd	10.15%	0.5% or maximum 10,000+service tax (12.36%)	No prepayment charges shall be payable for partial or full prepayments irrespective of the source
HSBC Bank	10% to 13%	1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable	Nil
LIC Housing	Scheme I : 10.25% (Fixed for 2 yrs) Scheme II : 10.95%(Fixed for 10 yrs)	Up to 50 lacs : 10,000 +(Service tax) 50 lacs & above : 15,000 +(service tax)	Nil
AXIS Bank	10.25% (Upto 25 Lacs), then 10.50%	1% of the Loan Amount	Nil
IDBI	10.25%	Up to .50%of loan amount (Rs 2500 to be collected at login and balance at the time of sanction )	If Balance Transfer then 2% Otherwise Nil
PNB Housing Finance	10.50%-11.25% (For Salaried/SEP), 11%-11.50% (SENP)	0.5%	NIL
ING Vysya	10.75%	0.5% of the loan amount	NIL
Standard Chartered	9.99% (Upto 25Lacs), then 10.15%-10.25%	Rs.7500/- + Service tax	NIL
Fedbank	10.25%	Max charges 5618/- inclusive taxes	NIL
Citibank	10.50% (Upto 25Lacs), then 10.75%	0.25% (for salaried ), 0.50% ( for Self Employed)	NIL
Deutsche Bank	10.50%	12000 + Service Tax	Nil
DHFL	11%	1% for Salaried & 1.5% for SENP	NIL
India Bulls	10.15% (Upto 25Lacs), then 10.75%	Up to 30 lacs 5,000+12.36%(Service tax) 30 lacs & above : 15,000+12.36%(Service tax)	NIL
Federal Bank	10.48%	N.A	N.A
Allahabad Bank	10.20% (Upto 25Lacs), then 10.45%	0.50% of loan amount, Maximum Rs. 10,000/-	NIL
Bank of Maharastra	10.55% (Upto 25lacs), then 10.75%	0.50% (Max. Rs. 50,000/-)	Nil
Central Bank of India	10.25%	0.50% of the loan amount subject to maximum of Rs.20,000/-	Nil
Corporation Bank	10.25%	0.50% of Loan amount (Max.Rs.50,000/-)	NIL
Bank of India	10.25%	0.25% of loan amount. Min.Rs.1,000 and Max. Rs.20,000	Nil
Union Bank of India	10.25%	Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000	NIL
United Bank of India	10.75% (upto 25 lacs) then 10.55%	0.50% of the loan amount	N.A
UCO Bank	10.20%	0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/-	NIL
Bank of Baroda	11%	Loan upto Rs.30 Lacs - 0.50% (Minimum Rs.5,000/-) Above 30 Lacs - 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-)	N.A.
Canara Bank	10.75%
Oriental Bank of Commerce	10.25%	0.50% of the loan amount, subject to maximum of Rs. 20000/- plus service tax	NIL
Kotak Bank	10.75%	0.25% - 0.5%	2% on Balance transfer else NIL
Dena Bank	10.30%	N.A	N.A
Punjab National Bank	10.25%
First Blue Home Finance	10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed)	Salaried: Up to 30 lacs :7300 30 - 75 lacs : 11800 75 lacs & above : 15,000 + service tax(12.36%)	Nil
Vijaya Bank	10.50%	0.25% of loan amount. Maximum Rs.10000. Exclusive of Service Tax	N.A
Syndicate Bank	10.25% ( upto 25 lacs ), then 10.50%	upto Rs.25 lacs - 0.25% (Min Rs 1000 - Max Rs 5000) 26 lacs to 75 lacs - 0.55% (Max.Rs.500/-) above Rs.75 lacs - 0.55% (Max Rs.10000/-)	N.A
Indian Overseas Bank	10.25%	A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation.	N.A
Reliance	11.50% - 11.75%	0.75% of loan amount	NIL
Development Credit Bank	11.50%	1%	Nil
State Bank of Travancore	10.25%-10.50%	Processing fees stands reduced by50% of normal charges during the campaign period	NIL
Tata capital Housing Finance ltd	10.75%	0.5 to 1% off the loan amount.	N.A
Dhanalakshmi Bank	Scheme I: 11.50% (Fixed for 1 yr), Then 12% Scheme II: 12%	1% + service tax	N.A
Indian Bank	10.20%	Nil	Nil

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